![]() The bank offers two business account options for those seeking to earn interest. Just dial the IBC Voice line and enter your PIN to inquire about your balance, transfer funds, check on transactions, and reorder new checks. Through IBC Voice, the automated phone banking system, you can easily access your account information. Others also mention that the balance does not update immediately after using a debit card. ![]() However, some reported that performing account transfers between IBC accounts is difficult and that customers have to rely on doing transfers using other third-party apps. Users also mentioned that the site is secure. It is easy to use, is accurate in providing information, notices, and updates, and only has minor glitches. On the App Store 1, IBC Bank’s mobile banking app scored 4.6 out of 5 stars from around 10,800 reviews while it got 4.6 out of 5 from about 13,100 reviews on Google Play 2. Export the account history to popular accounting softwareĬustomers can deposit checks through their mobile devices by downloading IBC Bank’s mobile banking app.Set up future or recurring money transfers.Transfer funds between IBC deposit accounts.Access free e-statements for up to 18 months.View and print the balance and transaction history.IBC Bank’s online banking services allow you to: The service charge for this account depends on the investable balance, earnings credit, and the volume of transactions. Sufficiently covers the cost of services provided. Commercial Checking: Designed for companies with more transactions, this account has a $19.50 service fee that can be waived when the investable balance.Besides that, this account does not charge a monthly service fee. Depositing up to $3,000 monthly cash deposits is free and costs 8 cents per $100 beyond the limit. Biz Rite Checking: This is ideal for small businesses with a low number of transactions but is also suitable for clubs and nonprofits that make 250 or fewer transactions each month.IBC Bank provides two business checking accounts: ![]() IBC Bank Business Checking Features Scalable Business Checking Accounts IBC Bank Business Checking Overviewīefore opening an account, see our guide on how to open a business bank account, which includes a free downloadable checklist of commonly required documents. Check out our review of Relay Business Checking to learn how it helps streamline your business operations.Ĭheck out our top-recommended small business checking accounts for additional options. Besides that, the latter offers no incoming and low outgoing wire fees under its standard free account while IBC Bank does not waive its wire transfer fees. A good alternative is Relay, which offers up to 20 individual subaccounts with individual account numbers to help organize finances better. You want to open multiple subaccounts: IBC Bank does not offer subaccount options.See our Bluevine Business Checking review to learn more about its fee-free features. It provides up to 2.0% annual percentage yield (APY) for qualifying balances of up to $250,000 without requiring any maintaining balances. If an online account satisfies your needs, consider Bluevine. You want to earn interest without maintaining any balances: IBC Bank’s interest-drawing business accounts require a minimum balance to earn interest. ![]() Learn more about it in our review of Chase Business Checking, which details its different checking accounts to help you decide which suits your needs. Chase is worth considering, with more than 4,700 brick-and-mortar locations nationwide.
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |